About Us

1st Financial Bank USA (1FBUSA), in existence for more than 100 years, provides consumer credit services to a nationwide customer base in a small, friendly, team-oriented environment.

1FBUSA and its subsidiaries have multiple operations in a variety of diverse and unique locations.

South Dakota

At its Dakota Dunes, Dupree and Sioux Falls locations, 1FBUSA operates credit card processing facilities and community bank offices focused on customer service, collections, payment processing, retail banking and insurance services.

Builder Finance Inc. (BFI) is the growing direct lender to builders and investors for houses & multi-unit residential. inc is an internet development company that focuses on developing internet channels, product strategies and robust technologies for delivering the Bank's products and services to its customers.


Darien based Portfolio Information Corporation (PIC) helps coordinate a variety of critical activities including legal and other administrative functions.

Premier Financial Services (PFS) located in Woodbury, CT has been recognized within the automotive industry as an innovator and nationwide leader in lease financing of new and previously owned vintage and luxury vehicles.

The Motorlease Corporation located in Farmington, CT is a fleet leasing company that provides vehicles to corporate customers for use by their employees.

New York

Located in the Midtown East area between Park and Madison Avenue in New York City, 1st Financial Funding and Investment Corporation (1FFIC) oversees the Bank's credit risk management strategies, capital markets funding, securitization and real estate.


1FB Support Services Private Limited (1FBSSPL) in Bangalore provides key business services to the Bank's US information technology, risk analytics, collections and customer service operations.

1st Financial Bank USA is an equal opportunity and affirmative action employer.

All qualified applicants will receive consideration without regard to their race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

To view the "EEO is the Law" poster, click here.