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Welcome to 1FBUSA

Established in the year 1910, 1st Financial Bank USA (1FBUSA) provides quality community banking services in South Dakota and provides credit card and other financial services to college students and college graduates, and construction lending to builders, developers and investors from coast to coast.

1FBUSA Online Services

1FBUSA Online Services provides secure, instant access to your 1FBUSA accounts.

Use our Online Services To:

  • Make a Credit Card Payment
  • Monitor balances & activity on your 1FBUSA Credit Card and/or Prepaid Card Accounts
  • Contact Customer Service

1FBUSA Mobile App

Now you can manage your accounts 24/7 right from your mobile device. Many of the same features & services from our website are also available on the 1FBUSA Mobile App.

Download Today!

Customer holding her credit card

Welcoming New Users!

If you recently received a personal invitation to apply for our Student Mastercard or Visa card...

Click Here

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1FBUSA Privacy & Security Center

At 1st Financial Bank USA (1FBUSA), we are committed to maintaining the security and privacy of your personal and account information. As part of this commitment, we have taken a number of steps to enhance the safety and confidentiality of information sent electronically to and from 1FBUSA.

Click below to learn more about how to PROTECT YOURSELF ONLINE

Click Here

College students gathered on campus


For information about CollegeData a free online college advisory service sponsored by 1FBUSA for over 20 years...

Click Here

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Student Loan Calculator

Use this 1FBUSA Student Loan Calculator to get an estimate of your student loan payments - how much you will need to pay off your loan(s) and how long it will take.

Click Here